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Health Insurance For San Diego State University Global Campus International Programs

SDSU ALI requires students to purchase the SDSU ALI student health insurance coverage prior to registering for classes.



ID CARDS WILL NOT BE AVAILABLE UNTIL THE INSURANCE START DATE or 3 WEEKS AFTER PURCHASE, WHIEVER IS LATEST.


If you have already started this process, you can login to continue where you left off.



SDSU ALI will automatically receive confirmation of your purchase from JCB. You are not required to submit a receipt of purchase to SDSU

Need to enroll in Student Insurance?

Complete the online enrollment form to purchase the student health plan for yourself and your dependents.

Enroll

Plan Information

Plan Brochure

ID cards

ID cards are electronic only!  You should receive an email from GeoBlue about 2 weeks after the start date or 2-3 weeks after the date you enrolled, whichever is later, notifying you to download your ID card. 

 

You may also set up an account at www.geobluestudents.com to access your ID card any time after your enrollment is processed.  It is important to have your GeoBlue ID card with you whenever you receive medical care.   

 

Contact GeoBlue for further assistance: 

Inside the U.S. call 1-800-257-4823 

Outside the U.S. call +1-610-263-2847 

 

studentinfo@geo-blue.com

Find a Doctor or Hospital

When you need off campus care, you should visit a PPO doctor in the Blue Cross Blue Shield network which will cost less.  To find a Blue Cross Blue Shield doctor: 

1. Call (844) 268-2686 or go to www.geobluestudents.com

2. Select “Find a provider.”

3. Enter your member ID or choose Blue Card PPO Basic

4. Search by name, specialty, procedure

5. Enter your ZIP code for location and press “GO.”

* If you have a life threatening emergency, go to the Emergency Room or call 911. The Emergency Room usually sees the most urgent patients first. If it is urgent but not life threatening, you can go to an urgent care center which will usually cost you less money. 

Questions on benefits, medical bills or claims?

Questions on benefits, medical bills or claims please contact GeoBlue at: www.geobluestudents.com or call (844) 268-2686 | customerservice@geo-blue.com

Contact Us

For questions regarding Eligibility and Enrollment, call JCB at 619-415-0233 or email us at studentservices@jcbins.com

Insurance in the US

Health Care in the United States is likely very different than in your home country.  In order to assist you in understanding some of the differences, and why we have insurance, please view the video below. 

 

JCB Insurance Video

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Complete the online enrollment form to purchase the student health plan for yourself and your dependents.



1 Please answer the following questions.
Do you want to buy coverage for your spouse or domestic partner?
Do you want to buy coverage for your spouse or domestic partner?
Do you want to buy coverage for your child(ren)?
Do you want to buy coverage for your child(ren)?
Amount of Children as Dependents:
Amount of Children as Dependents:
2 Choose the term you're enrolling for. Choose the term you're waiving out of.
View Benefits
Term: Spring A 2023

Coverage Dates

01/01/2023 to 03/03/2023

Deadline

02/15/2023

Term Rates Summary

Student
$582.00
Spouse/Domestic Partner
$1746.00
Child(ren)
$873.00
Children (2 or more)
$1746.00
Total
$582.00
Select this term.
Term: Spring Full 2023

Coverage Dates

01/01/2023 to 05/14/2023

Deadline

02/15/2023

Term Rates Summary

Student
$970.00
Spouse/Domestic Partner
$2910.00
Child(ren)
$1455.00
Children (2 or more)
$2910.00
Total
$970.00
Select this term.
Term: Spring B 2023

Coverage Dates

03/06/2023 to 05/14/2023

Deadline

04/20/2023

Term Rates Summary

Student
$582.00
Spouse/Domestic Partner
$1746.00
Child(ren)
$873.00
Children (2 or more)
$1746.00
Total
$582.00
Select this term.

3 Important Enrollment Information
You must meet eligibility and attendance requirements set by your school to purchase or waive this insurance coverage. The insurance company and/or JCB Insurance Solutions (the "Company") maintains the right to investigate student (and dependent) status and attendance records to verify that the policy eligibility requirements have been met. If and whenever the Company discovers that the policy eligibility requirements have not been met, our only obligation is to refund premium payment, minus any claims paid. By enrolling in this plan you are agreeing to your insurance carrier’s binding arbitration policies listed in the plan brochure. It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purposes of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits. If your University is located in Washington State, the definition of Spouse includes Washington State Registered Domestic Partner.

All refund requests must be sent to the University who will confirm nonstudent status with JCB, and submit the refund request on behalf of the student. The refund deadline is 45 days after the Insurance term start date. Only refunds submitted by the University before the refund deadline will be considered. Credit card refunds must be requested within 120 days of the date of purchase and before the refund deadline. No refunds will be considered after the refund deadline. All refunds will incur a $35 processing fee.

Transcript of the video:

Insurance 101:

Medical care in the US is expensive.

If you don't have insurance many doctors won't treat you or might make you pay costs up front.

We can help you understand how to use insurance and keep your costs as low as possible.

Health insurance helps you pay for your medical care, including doctor visits and prescription medicine.

The cost to buy insurance is called a premium.

You will pay your premium whether or not you see a doctor or need prescription medicine.

When you visit the doctor your insurance usually pays some of the costs and you pay some of the costs.

The costs you pay are called:

  • Deductibles
  • Copays
  • Coinsurance

To help keep your costs low it's important to understand how insurance works and how to find doctors.

If your campus has a health center, that is a great place to go for non-urgent medical services and prescriptions.

If you have a life-threatening emergency, go to the emergency room or call 911.

The emergency room usually sees the most urgent patients first.

If it is not life-threatening and you cannot wait to schedule an appointment for another day you can go to an urgent care center which will usually save you money.

Your insurance plan has agreements which certain doctors and hospitals called a PPO Network.

You can find the PPO network list on the insurance company website.

It's less expensive to use doctors or hospitals on the list.

You can go to a doctor or hospital who is not on the list but your cost will be higher!

When you receive medical services or medicines it's important to have your medical ID number or show your insurance ID card.

Your ID card will be emailed or mailed to you after the start of the Fall term or Spring if you are newly enrolled.

If your term has started and you have not received a card.

You can contact the insurance company.

During your doctor visit your doctor might prescribe medicine that you can get at a pharmacy.

In the United States there are some different versions of the same medicine called generic or brand medicine.

If you get the generic medicine you will pay less.

After you receive services, the doctor will send a bill to the insurance company.

The insurance company will pay for some or all of the bill and they will always send you an explanation of the benefits or an EOB afterward.

An EOB is not a bill.

It is your notification that payment has been sent to your doctor and it states if you owe your doctor any payment.

The doctor will send you a bill for any amount you owe.

You must pay for anything the insurance company doesn't pay for.

It is always your responsibility to make sure your bill is received by the insurance company.

If you visit a doctor and do not get an EOB from your insurance company within about six weeks, you should call the insurance company to see if they got the bill.

In most cases, the doctor will bill the insurance company for you, but if you are asked to pay up front then you will need to complete a claim form to be reimbursed by the insurance company.

Keep copies of all the documents you submit for reimbursement.

You can get more information about how to submit a claim by visiting the insurance company website or calling them.

Insurance 101 (see transcript)

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Close transcript (x)

Transcript of the video:

Insurance 101:

Medical care in the US is expensive.

If you don't have insurance many doctors won't treat you or might make you pay costs up front.

We can help you understand how to use insurance and keep your costs as low as possible.

Health insurance helps you pay for your medical care, including doctor visits and prescription medicine.

The cost to buy insurance is called a premium.

You will pay your premium whether or not you see a doctor or need prescription medicine.

When you visit the doctor your insurance usually pays some of the costs and you pay some of the costs.

The costs you pay are called:

  • Deductibles
  • Copays
  • Coinsurance

To help keep your costs low it's important to understand how insurance works and how to find doctors.

If your campus has a health center, that is a great place to go for non-urgent medical services and prescriptions.

If you have a life-threatening emergency, go to the emergency room or call 911.

The emergency room usually sees the most urgent patients first.

If it is not life-threatening and you cannot wait to schedule an appointment for another day you can go to an urgent care center which will usually save you money.

Your insurance plan has agreements which certain doctors and hospitals called a PPO Network.

You can find the PPO network list on the insurance company website.

It's less expensive to use doctors or hospitals on the list.

You can go to a doctor or hospital who is not on the list but your cost will be higher!

When you receive medical services or medicines it's important to have your medical ID number or show your insurance ID card.

Your ID card will be emailed or mailed to you after the start of the Fall term or Spring if you are newly enrolled.

If your term has started and you have not received a card.

You can contact the insurance company.

During your doctor visit your doctor might prescribe medicine that you can get at a pharmacy.

In the United States there are some different versions of the same medicine called generic or brand medicine.

If you get the generic medicine you will pay less.

After you receive services, the doctor will send a bill to the insurance company.

The insurance company will pay for some or all of the bill and they will always send you an explanation of the benefits or an EOB afterward.

An EOB is not a bill.

It is your notification that payment has been sent to your doctor and it states if you owe your doctor any payment.

The doctor will send you a bill for any amount you owe.

You must pay for anything the insurance company doesn't pay for.

It is always your responsibility to make sure your bill is received by the insurance company.

If you visit a doctor and do not get an EOB from your insurance company within about six weeks, you should call the insurance company to see if they got the bill.

In most cases, the doctor will bill the insurance company for you, but if you are asked to pay up front then you will need to complete a claim form to be reimbursed by the insurance company.

Keep copies of all the documents you submit for reimbursement.

You can get more information about how to submit a claim by visiting the insurance company website or calling them.

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