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Enrollment and Waiver information will be available starting on December 1, 2021. Please check back after the enrollment start date.
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The health, safety, and well-being of all students are foremost in our minds as we continue to closely monitor the COVID-19 outbreak. Our thoughts go out to the people who have been affected and we appreciate the efforts of our healthcare workers and government leaders who are on the front lines working to contain this coronavirus. We are committed to serving our students and to the health, safety, and welfare of our schools. Accordingly, we have taken the necessary steps to provide direct links for details on insurance coverage about COVID19. VIEW YOUR COVID-19 COVERAGE INFORMATION BY CLICKING THE LINK: https://www.anthem.com/ca/coronavirus/individual-and-family/
Find a Doctor or Hospital
To find your PPO Network List of doctors, Hospitals and Urgent Care Centers Click Here
Health and Wellness Center
The Health & Wellness Center is an urgent care facility with the convenience of being on the Saint Mary's College campus. Our staff provides preventative and clinical services with compassion, integrity and the integration of the mind, body, and spirit.
Ground Floor Augustine Hall | https://www.stmarys-ca.edu/health-wellness-center
Phone (925) 631-4254 | Email healthcenter@stmarys-ca.edu
Insurance ID Card
Mobile ID Cards will NOT be available until the term start date, or 3 weeks after enrolling in the plan, whichever is later.
Access your ID card with Sydney Health app
With the Sydney Health app through Anthem Student Advantage, you have instant access to: CLICK HERE FOR FLYER
Grab it now! From your mobile device or tablet go to the App Store or Google Play and search for the Sydney Health app to download it today. Questions about the app, please visit https://studentca.anthem.com/welcome or call Anthem Student Advantage at: 1-800-888-2108.
Questions on benefits, medical bills or claims?
Go to Anthem of California's website View Website » or call their claims department at 1-800-888-2108.
You can print the Anthem claim form by Clicking Here
Contact Us
For questions regarding Eligibility and Enrollment, call JCB at (925) 377-6225 or email us at studentservices@jcbins.com
Transcript of the video:
Insurance 101:
Medical care in the US is expensive.
If you don't have insurance many doctors won't treat you or might make you pay costs up front.
We can help you understand how to use insurance and keep your costs as low as possible.
Health insurance helps you pay for your medical care, including doctor visits and prescription medicine.
The cost to buy insurance is called a premium.
You will pay your premium whether or not you see a doctor or need prescription medicine.
When you visit the doctor your insurance usually pays some of the costs and you pay some of the costs.
The costs you pay are called:
- Deductibles
- Copays
- Coinsurance
To help keep your costs low it's important to understand how insurance works and how to find doctors.
If your campus has a health center, that is a great place to go for non-urgent medical services and prescriptions.
If you have a life-threatening emergency, go to the emergency room or call 911.
The emergency room usually sees the most urgent patients first.
If it is not life-threatening and you cannot wait to schedule an appointment for another day you can go to an urgent care center which will usually save you money.
Your insurance plan has agreements which certain doctors and hospitals called a PPO Network.
You can find the PPO network list on the insurance company website.
It's less expensive to use doctors or hospitals on the list.
You can go to a doctor or hospital who is not on the list but your cost will be higher!
When you receive medical services or medicines it's important to have your medical ID number or show your insurance ID card.
Your ID card will be emailed or mailed to you after the start of the Fall term or Spring if you are newly enrolled.
If your term has started and you have not received a card.
You can contact the insurance company.
During your doctor visit your doctor might prescribe medicine that you can get at a pharmacy.
In the United States there are some different versions of the same medicine called generic or brand medicine.
If you get the generic medicine you will pay less.
After you receive services, the doctor will send a bill to the insurance company.
The insurance company will pay for some or all of the bill and they will always send you an explanation of the benefits or an EOB afterward.
An EOB is not a bill.
It is your notification that payment has been sent to your doctor and it states if you owe your doctor any payment.
The doctor will send you a bill for any amount you owe.
You must pay for anything the insurance company doesn't pay for.
It is always your responsibility to make sure your bill is received by the insurance company.
If you visit a doctor and do not get an EOB from your insurance company within about six weeks, you should call the insurance company to see if they got the bill.
In most cases, the doctor will bill the insurance company for you, but if you are asked to pay up front then you will need to complete a claim form to be reimbursed by the insurance company.
Keep copies of all the documents you submit for reimbursement.
You can get more information about how to submit a claim by visiting the insurance company website or calling them.
Insurance 101 (see transcript)
Transcript of the video:
Insurance 101:
Medical care in the US is expensive.
If you don't have insurance many doctors won't treat you or might make you pay costs up front.
We can help you understand how to use insurance and keep your costs as low as possible.
Health insurance helps you pay for your medical care, including doctor visits and prescription medicine.
The cost to buy insurance is called a premium.
You will pay your premium whether or not you see a doctor or need prescription medicine.
When you visit the doctor your insurance usually pays some of the costs and you pay some of the costs.
The costs you pay are called:
- Deductibles
- Copays
- Coinsurance
To help keep your costs low it's important to understand how insurance works and how to find doctors.
If your campus has a health center, that is a great place to go for non-urgent medical services and prescriptions.
If you have a life-threatening emergency, go to the emergency room or call 911.
The emergency room usually sees the most urgent patients first.
If it is not life-threatening and you cannot wait to schedule an appointment for another day you can go to an urgent care center which will usually save you money.
Your insurance plan has agreements which certain doctors and hospitals called a PPO Network.
You can find the PPO network list on the insurance company website.
It's less expensive to use doctors or hospitals on the list.
You can go to a doctor or hospital who is not on the list but your cost will be higher!
When you receive medical services or medicines it's important to have your medical ID number or show your insurance ID card.
Your ID card will be emailed or mailed to you after the start of the Fall term or Spring if you are newly enrolled.
If your term has started and you have not received a card.
You can contact the insurance company.
During your doctor visit your doctor might prescribe medicine that you can get at a pharmacy.
In the United States there are some different versions of the same medicine called generic or brand medicine.
If you get the generic medicine you will pay less.
After you receive services, the doctor will send a bill to the insurance company.
The insurance company will pay for some or all of the bill and they will always send you an explanation of the benefits or an EOB afterward.
An EOB is not a bill.
It is your notification that payment has been sent to your doctor and it states if you owe your doctor any payment.
The doctor will send you a bill for any amount you owe.
You must pay for anything the insurance company doesn't pay for.
It is always your responsibility to make sure your bill is received by the insurance company.
If you visit a doctor and do not get an EOB from your insurance company within about six weeks, you should call the insurance company to see if they got the bill.
In most cases, the doctor will bill the insurance company for you, but if you are asked to pay up front then you will need to complete a claim form to be reimbursed by the insurance company.
Keep copies of all the documents you submit for reimbursement.
You can get more information about how to submit a claim by visiting the insurance company website or calling them.